US Business Bank Account Introduction Service

ORDER "U.S. Business Bank Account Introduction Service"

U.S. BUSINESS Bank Account introduction service

Updated: November 1, 2022. Please READ this entire page prior to contacting us.

An in-person visit is NOT required! You can apply online! Our introduction service has two banks that permit virtual setup (NO travel to the U.S.)

What is this business bank introduction service?

We have located two U.S. banks that provide banking for startups. The U.S. bank accounts are for non-U.S. residents or U.S. citizens. THESE ARE VIRTUAL BANKs. THERE ARE NO BRICK AND MORTAR LOCATIONS. You are purchasing a U.S. Business Bank Account Introduction Service. WE DO NOT PROVIDE THE NAME OF THE BANKS UNTIL PAYMENT IS PROVIDED.

BANK #1

Bank #1 provides a business bank account that comes with:

$0 minimum balance permitted
No minimum balances
Checking account
Savings account
ACH payments
Debit cards (No credit cards at this time)
1% fee on currency exchange
No monthly fees
No overdraft fees
FREE sending and receiving ACH
FREE sending domestic wires
FREE receiving domestic wires
FREE sending international wires
FREE receiving international wires

Can I open an account if I’m not physically in the United States or a United States resident?

Yes, our bank is happy to open business bank accounts for U.S. companies for business founded by people in most countries around the world.

You can open your U.S. business bank account right from your computer or laptop. You do not need to visit the United States!

There are a few exceptions. Our bank will NOT currently open accounts for people living in the following countries: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe.

What types of companies are eligible for an account?

Our bank can accept most U.S. companies, but can’t bank businesses that sell any of the following things:

Marijuana
Illegal drugs
Counterfeit good
Weapons, firearms, or ammunition
Cannabis-derived products or CBD
E-cigarettes, tobacco, or e-liquids
Adult entertainment
Any illegal items in the United States

What are the fees to open and maintain a standard account?

$0 minimum
Account opening is FREE
Transaction Fees - None
ACH - Free
Sending Domestic Wires - $5
Receiving Domestic Wires - FREE
Sending International Wires - $20
Receiving International Wires - FREE
Monthly Fees - NONE
Overdraft Fees - NONE

What if I don't have an Employer Identification Number (EIN) from the IRS?

The bank requires an EIN. If you have a social security number, we can help you get an EIN. If you do NOT have a social security number, you will need to contact the IRS at 267-941-1099. The IRS hours are Monday through Friday from 6:00 AM to 11:00 PM Eastern Standard Time. Be prepared to wait on hold to speak to an IRS representative. The best time to call is first thing in the morning.

Bank #2

This U.S. bank is built for businesses that transact business globally with customers, suppliers or teams located around the world. With this bank account, you can receive, hold and send money to more than 75+ countries in 33 different currencies. Here are some of the features and benefits to you:

Minimal monthly fees
No monthly account balance
Easy to understand cost structure
US dollar accounts FDIC-insured
Multi-currency accounts provided by Tier 1 banking providers
Set permissions on a per user per account basis and manage approvals acorss multiple team members

This bank provides enterprise-level features with startup-level pricing. You can easily manage your treasury operations without hidden fees, minimum balance requirements, or costly delays. Convert between 33+ currencies so you can pay your employees and vendors in their local currencies at the most competitive rates.

Low, low fees - Send international wires with no hidden fees. You'll know exactly how much your wire recipients will receive.
Trackable payments - SWIFT tracking provides almost real time alerts and notifications for your payments, i.e. status, location and exceptions.
Currency risk management - Use a single bank account to manage your balance sheet against currency fluctuations. Apply dollar-cost averaging principles to smooth out impacts by foreign exchange, or make larger conversions when the rates near their 52-week lows.

Cards builts for today and the future. This bank has an easy-to-use platform to manage and track your finances across your organization. You can easily issue virtual and physical cards to your employees with customizable limits, and protect your business from possible data breaches with virtual vendor cards. Virtual cards can be used online or in person via Google Pay and Apple Wallet.

Gradular spend controls. Personalize spend controls on a per card basis. You can easily create multiple cards for different purposes.
No annual fees. No foreign transaction fees. Easily add employees, vendors, physical and virtual cards and NO annual fees. Tranact globally with no foreign transaction fees.
Secured by Visa. Debit cards with thisw bank are secured by Visa's 3-D secure protocol to minimize risks of unauthorized and fraudulent transactions.

This bank simplifies International Banking. You'll enjoy fast and easy multi-currency compliance.

Easy multi-currency account. Export reports per currency and import all transactions into Xero or Quickbooks.
Global currencies, locally held. Buy and hold 33+ currencies without worrying about Foreign Bank and Financial Accounts (FBAR) compliance. This bank's US-held multicurrency accounts do not require FBAR. No additional FinCEN Form 114s and no need to track average monthly balances.
Instant verificiation. Connect your accounts instantly. No need to wait for verification deposits. Effortlessly transfer funds across accounts without having to think about routing numbers or SWIFT codes.

Custom solutions for your business needs. One size does not fit all. This bank's engineering team take sthe best of enterprise software to build for your specific needs.

This bank's platform is built for enterprise-specific adaptation. Bulk payments, treasury operations, custom automation accelerates the financial function end-to-end.
Stragegic support and planning. Planning workshops are offered to help you make the challenge of multi-currency treasury operations easier for your global eams and suppliers.
Transition and migration assistance. This bank offers a transition plan and a dedicated onboarding team to customize to your specific business needs.

Frequently Asked Questions

What if I don't have an Employer Identification Number (EIN) from the IRS?

Delaware Business Incorporators, Inc. is not involved in the application or approval process. The bank opens U.S. business bank accounts at their sole discretion.

How does your 100% Money Back Guarantee work?

If BOTH of the banks do NOT open a U.S. business bank account for you, we will refund the entire amount of our U.S. Business Bank Account Introduction Service fee. If denied, an email or letter from BOTH bankS will be required for the refund from us.

ORDER THE "U.S. BUSINESS BANK ACCOUNT INTRODUCTION SERVICE"

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LAUNCH YOUR BUSINESS TODAY FOR $70 PLUS STATE FILING FEES. 1ST 12 MONTHS OF REGISTERED AGENT SERVICE IS FREE!

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Included in all incorporating services:

Company Name Check Verification & Availability
Preparation & Filing of Articles of Formation
Same Business Day Processing
Registered Agent (1st Year FREE)
Email Reminders & Alerts
Lifetime Customer Support

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Start Your Business Today for Only $70.00 Plus State Filing Fees.

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